Parlor Wit
The receptionist asks him, "Are you paying personally, or through a private health insurance, or through an HMO?"
Flustered, the man asks, "What's the difference?"
The receptionist answers, "If you are paying personally, the doctor will see you now; if you are paying through a private health insurance, you will have to fill out this stack of forms and wait; if you are paying through an HMO, I am your doctor."
[author unknown]
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