How Does Private Health Insurance Work?
"Manatee County's largest hospital system may stop taking a major insurance carrier, Blue Cross and Blue Shield of Florida, forcing 23,000 policyholders in Manatee County alone to go elsewhere or pay high out-of-network prices.
The problem is that the hospitals, the jointly owned Manatee Memorial Hospital and Lakewood Ranch Medical Center, "want more money than we are willing to pay them," said Dr. Barry Schwartz, the insurance company's lead contract negotiator."
How did it come to this?
"The economy has also taken a toll on Florida's largest insurer. Blue Cross and Blue Shield expects to have lost 180,000 policies by the end of this year. Most of the losses have come from individuals dropping policies, and not the elimination of group plans, leading the company to believe the losses are primarily the effect of people becoming unemployed and losing health coverage."
But people would prefer that to any "public" option, would they not?
Alex Budarin
Labels: health insurance, healthcare reform
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